Risk management framework

Preamble (Recitals 1 – 30)

Recitals

Title I (Article 1)

General principle

Article 1

Overall risk profile and complexity

Title II (Articles 2 – 27)

Further harmonisation of ICT risk management tools, methods, processes, and policies in accordance with Article 15 of Regulation (EU) 2022/2554

Chapter I (Articles 2 – 18)

ICT security policies, procedures, protocols, and tools

Section 1

Article 2

General elements of ICT security policies, procedures, protocols, and tools

Section 2

Article 3

ICT risk management

Section 3

ICT asset management

Article 4

ICT asset management policy

Article 5

ICT asset management procedure

Section 4

Encryption and cryptography

Article 6

Encryption and cryptographic controls

Article 7

Cryptographic key management

Section 5

ICT operations security

Article 8

Policies and procedures for ICT operations

Article 9

Capacity and performance management

Article 10

Vulnerability and patch management

Article 11

Data and system security

Article 12

Logging

Section 6

Network security

Article 13

Network security management

Article 14

Securing information in transit

Section 7

ICT project and change management

Article 15

ICT project management

Article 16

ICT systems acquisition, development, and maintenance

Article 17

ICT change management

Section 8

Article 18

Physical and environmental security

Chapter II (Articles 19 – 21)

Human resources policy and access control

Article 19

Human resources policy

Article 20

Identity management

Article 21

Access control

Chapter III (Articles 22 – 23)

ICT-related incident detection and response

Article 22

ICT-related incident management policy

Article 23

Anomalous activities detection and criteria for ICT-related incidents detection and response

Chapter IV (Articles 24 – 26)

ICT business continuity management

Article 24

Components of the ICT business continuity policy

Article 25

Testing of the ICT business continuity plans

Article 26

ICT response and recovery plans

Chapter V (Article 27)

Report on the ICT risk management framework review

Article 27

Format and content of the report on the review of the ICT risk management framework

Title III (Articles 28 – 41)

Simplified ICT risk management framework for financial entities referred to in Article 16(1) of Regulation (EU) 2022/2554

Chapter I (Articles 28 – 32)

Simplified ICT risk management framework

Article 28

Governance and organisation

Article 29

Information security policy and measures

Article 30

Classification of information assets and ICT assets

Article 31

ICT risk management

Article 32

Physical and environmental security

Chapter II (Articles 33 – 38)

Further elements of systems, protocols, and tools to minimise the impact of ICT risk

Article 33

Access Control

Article 34

ICT operations security

Article 35

Data, system and network security

Article 36

ICT security testing

Article 37

ICT systems acquisition, development, and maintenance

Article 38

ICT project and change management

Chapter III (Articles 39 – 40)

ICT business continuity management

Article 39

Components of the ICT business continuity plan

Article 40

Testing of business continuity plans

Chapter IV (Article 41)

Report on the review of the simplified ICT risk management framework

Article 41

Format and content of the report on the review of the simplified ICT risk management framework

Title IV (Article 42)

Final provisions

Article 42

Entry into force

Article 8 Policies and procedures for ICT operations

  1. As part of the ICT security policies, procedures, protocols, and tools referred to in Article 9(2) of Regulation (EU) 2022/2554, financial entitiesas defined in Article 2, points (a) to (t) shall develop, document, and implement policies and procedures to manage the ICT operations. Those policies and procedures shall specify how financial entitiesas defined in Article 2, points (a) to (t) operate, monitor, control, and restore their ICT assetsa software or hardware asset in the network and information systems used by the financial entity, including the documentation of ICT operations.

  2. The policies and procedures for ICT operations referred to in paragraph 1 shall contain all of the following:

    1. an ICT assetsa software or hardware asset in the network and information systems used by the financial entity description, including all of the following:

      1. requirements regarding secure installation, maintenance, configuration, and deinstallation of an ICT system;

      2. requirements regarding the management of information assetsa collection of information, either tangible or intangible, that is worth protecting used by ICT assetsa software or hardware asset in the network and information systems used by the financial entity, including their processing and handling, both automated and manual;

      3. requirements regarding the identification and control of legacy ICT systemsan ICT system that has reached the end of its lifecycle (end-of- life), that is not suitable for upgrades or fixes, for technological or commercial reasons, or is no longer supported by its supplier or by an ICT third-party service provider, but that is still in use and supports the functions of the financial entity;

    2. controls and monitoring of ICT systems, including all of the following:

      1. backup and restore requirements of ICT systems;

      2. scheduling requirements, taking into consideration interdependencies among the ICT systems;

      3. protocols for audit-trail and system log information;

      4. requirements to ensure that the performance of internal audit and other testing minimises disruptions to business operations;

      5. requirements on the separation of ICT production environments from the development, testing, and other non-production environments;

      6. requirements to conduct the development and testing in environments which are separated from the production environment;

      7. requirements to conduct the development and testing in production environments;

    3. error handling concerning ICT systems, including all of the following:

      1. procedures and protocols for handling errors;

      2. support and escalation contacts, including external support contacts in case of unexpected operational or technical issues;

      3. ICT system restart, rollback, and recovery procedures for use in the event of ICT system disruption.

    For the purposes of point (b)(v), the separation shall consider all of the components of the environment, including accounts, data or connections, as required by Article 13, first subparagraph, point (a).

    For the purposes of point (b)(vii), the policies and procedures referred to in paragraph 1 shall provide that the instances in which testing is performed in a production environment are clearly identified, reasoned, are for limited periods of time, and are approved by the relevant function in accordance with Article 16(6). Financial entitiesas defined in Article 2, points (a) to (t) shall ensure the availability, confidentiality, integrity, and authenticity of ICT systems and production data during development and test activities in the production environment.

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