Risk management framework

Preamble (Recitals 1 – 30)

Recitals

Title I (Article 1)

General principle

Article 1

Overall risk profile and complexity

Title II (Articles 2 – 27)

Further harmonisation of ICT risk management tools, methods, processes, and policies in accordance with Article 15 of Regulation (EU) 2022/2554

Chapter I (Articles 2 – 18)

ICT security policies, procedures, protocols, and tools

Section 1

Article 2

General elements of ICT security policies, procedures, protocols, and tools

Section 2

Article 3

ICT risk management

Section 3

ICT asset management

Article 4

ICT asset management policy

Article 5

ICT asset management procedure

Section 4

Encryption and cryptography

Article 6

Encryption and cryptographic controls

Article 7

Cryptographic key management

Section 5

ICT operations security

Article 8

Policies and procedures for ICT operations

Article 9

Capacity and performance management

Article 10

Vulnerability and patch management

Article 11

Data and system security

Article 12

Logging

Section 6

Network security

Article 13

Network security management

Article 14

Securing information in transit

Section 7

ICT project and change management

Article 15

ICT project management

Article 16

ICT systems acquisition, development, and maintenance

Article 17

ICT change management

Section 8

Article 18

Physical and environmental security

Chapter II (Articles 19 – 21)

Human resources policy and access control

Article 19

Human resources policy

Article 20

Identity management

Article 21

Access control

Chapter III (Articles 22 – 23)

ICT-related incident detection and response

Article 22

ICT-related incident management policy

Article 23

Anomalous activities detection and criteria for ICT-related incidents detection and response

Chapter IV (Articles 24 – 26)

ICT business continuity management

Article 24

Components of the ICT business continuity policy

Article 25

Testing of the ICT business continuity plans

Article 26

ICT response and recovery plans

Chapter V (Article 27)

Report on the ICT risk management framework review

Article 27

Format and content of the report on the review of the ICT risk management framework

Title III (Articles 28 – 41)

Simplified ICT risk management framework for financial entities referred to in Article 16(1) of Regulation (EU) 2022/2554

Chapter I (Articles 28 – 32)

Simplified ICT risk management framework

Article 28

Governance and organisation

Article 29

Information security policy and measures

Article 30

Classification of information assets and ICT assets

Article 31

ICT risk management

Article 32

Physical and environmental security

Chapter II (Articles 33 – 38)

Further elements of systems, protocols, and tools to minimise the impact of ICT risk

Article 33

Access Control

Article 34

ICT operations security

Article 35

Data, system and network security

Article 36

ICT security testing

Article 37

ICT systems acquisition, development, and maintenance

Article 38

ICT project and change management

Chapter III (Articles 39 – 40)

ICT business continuity management

Article 39

Components of the ICT business continuity plan

Article 40

Testing of business continuity plans

Chapter IV (Article 41)

Report on the review of the simplified ICT risk management framework

Article 41

Format and content of the report on the review of the simplified ICT risk management framework

Title IV (Article 42)

Final provisions

Article 42

Entry into force

Article 18 Physical and environmental security

  1. As part of the safeguards to preserve the availability, authenticity, integrity, and confidentiality of data, financial entitiesas defined in Article 2, points (a) to (t) shall specify, document, and implement a physical and environmental security policy. Financial entitiesas defined in Article 2, points (a) to (t) shall design that policy i light of the cyber threatas defined in Article 2, point (8), of Regulation (EU) 2019/881: any potential circumstance, event or action that could damage, disrupt or otherwise adversely impact network and information systems, the users of such systems and other persons landscape, in accordance with the classification established in accordance with Article 8(1) of Regulation (EU) 2022/2554, and in light of the overall risk profile of ICT assetsa software or hardware asset in the network and information systems used by the financial entity and accessible information assetsa collection of information, either tangible or intangible, that is worth protecting.

  2. The physical and environmental security policy referred to in paragraph 1 shall contain all of the following:

    1. a reference to the section of the policy on control of access management rights referred to in Article 21, first paragraph, point (g);

    2. measures to protect from attacks, accidents, and environmental threats and hazards, the premises, data centres of the financial entity, and sensitive designated areas identified by the financial entity, where ICT assetsa software or hardware asset in the network and information systems used by the financial entity and information assetsa collection of information, either tangible or intangible, that is worth protecting reside;

    3. measures to secure ICT assetsa software or hardware asset in the network and information systems used by the financial entity, both within and outside the premises of the financial entity, taking into account the results of the ICT riskany reasonably identifiable circumstance in relation to the use of network and information systems which, if materialised, may compromise the security of the network and information systems, of any technology dependent tool or process, of operations and processes, or of the provision of services by producing adverse effects in the digital or physical environment assessment related to the relevant ICT assetsa software or hardware asset in the network and information systems used by the financial entity;

    4. measures to ensure the availability, authenticity, integrity, and confidentiality of ICT assetsa software or hardware asset in the network and information systems used by the financial entity, information assetsa collection of information, either tangible or intangible, that is worth protecting, and physical access control devices of the financial entity through the appropriate maintenance;

    5. measures to preserve the availability, authenticity, integrity, and confidentiality of the data, including:

      1. a clear desk policy for papers;

      2. a clear screen policy for information processing facilities.

    For the purposes of point (b), the measures to protect from environmental threats and hazards shall be commensurate with the importance of the premises, data centres, sensitive designated areas, and the criticality of the operations or ICT systems located therein.

    For the purposes of point (c), the physical and environmental security policy referred to in paragraph 1 shall contain measures to provide appropriate protection to unattended ICT assetsa software or hardware asset in the network and information systems used by the financial entity.

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